Sample file: synthetic example
Choose6 disputes on 4 accounts , done Brennick Card Bank N.A. 531947**** Mailed to Experian. Balance, past due, or monetary amounts
Wrenfield Retail Bank 615820**** Mailed to Experian. Listed more than once
Tollmark Recovery Group 300418**** Mailed to Experian. Listed more than once
Wrenfield Retail Bank 615820**** In your TransUnion letter. Listed more than once
Tollmark Recovery Group 300418**** In your TransUnion letter. Listed more than once
Quillon Auto Finance 200731**** In your TransUnion letter. Balance, past due, or monetary amounts
Mail1 letter , your next step Download and print the letter, then send it by certified mail with a return receipt. Letter to TransUnion Disputes Wrenfield Retail Bank, Tollmark Recovery Group and Quillon Auto Finance.
Three pages, created Nov 9 .
Wait1 letter , waiting on the bureaus Log each answer when it arrives. 18 days left for Experian to answer
Mailed Oct 29 Due Sat, Nov 28
30 days from the mailing date you entered. The Fair Credit Reporting Act (section 611) counts from the day the bureau receives the letter, so the legal deadline is usually a few days later.
Letter to Experian, round 1 Tracking 9407 1118 9876 5400 1234 56
Log Experian’s answer What did Experian say? Pick the answer the letter gives for each account; anything kept as reported goes back under Choose.
Cancel Save answer
Brennick Card Bank N.A. 531947****
Wrenfield Retail Bank 615820****
Tollmark Recovery Group 300418****
Result, nothing here yet Removed and updated items land here. Anything kept as reported goes back to Choose for the next round. What goes with your letters Everything your letters need is on file. See documents
Metro2IQ is a self-help tool. You decide what to dispute and you mail your own letters. You can also dispute directly with each credit bureau, for free. Accurate, timely information can’t be removed from a credit report. Metro2IQ isn’t affiliated with Equifax, Experian or TransUnion.