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Your TransUnion letter
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Jordan Ellis
123 Sample St
Springfield, IL 62701
Date of birth: March 17, 1986
SSN (last 4): ***-**-1234
November 10, 2026
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19016-2000
Dear TransUnion Dispute Department,
Under section 611 of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681i, I dispute the accuracy and completeness of the items listed below in the file TransUnion maintains on me.
Accounts being challenged
- WRENFIELD RETAIL BANK
- TOLLMARK RECOVERY GROUP
- QUILLON AUTO FINANCE
WRENFIELD RETAIL BANK
Account 615820****, balance $1,284
| Field | Equifax | Experian | TransUnion |
|---|---|---|---|
| Account number | Not reported | 615820**** | 615820**** |
| Account type | Not reported | Credit card | Credit card |
| Date opened | Not reported | 11/10/2021 | 11/10/2021 |
| High credit / limit | Not reported | $1,500 | $1,500 |
| Account status | Not reported | Charged off | Charged off |
| Payment status | Not reported | Charge-off | Charge-off |
| Current balance | Not reported | $1,284 | $1,284 |
| Date reported | Not reported | 11/07/2026 | 11/07/2026 |
| Date closed | Not reported | 11/09/2024 | 11/09/2024 |
9 more fields match at all three bureaus
Account number
- Not reported
- 615820****
- 615820****
Account type
- Not reported
- Credit card
- Credit card
Date opened
- Not reported
- 11/10/2021
- 11/10/2021
High credit / limit
- Not reported
- $1,500
- $1,500
Account status
- Not reported
- Charged off
- Charged off
Payment status
- Not reported
- Charge-off
- Charge-off
Current balance
- Not reported
- $1,284
- $1,284
Date reported
- Not reported
- 11/07/2026
- 11/07/2026
Date closed
- Not reported
- 11/09/2024
- 11/09/2024
WRENFIELD RETAIL BANK is reporting a balance on a debt that Tollmark Recovery Group also reports with a balance (TransUnion shows the balance as $1,284). Currently reported: $1,284. Requested correction: Verify which company owns this debt, and correct the listing that should not carry a balance.
TOLLMARK RECOVERY GROUP
Account 300418****, balance $1,284
| Field | Equifax | Experian | TransUnion |
|---|---|---|---|
| Account number | Not reported | 300418**** | 300418**** |
| Account type | Not reported | Collection | Collection |
| Date opened | Not reported | 05/11/2025 | 05/11/2025 |
| Account status | Not reported | Collection | Collection |
| Payment status | Not reported | Collection account | Collection account |
| Current balance | Not reported | $1,284 | $1,284 |
| Date reported | Not reported | 11/07/2026 | 11/07/2026 |
7 more fields match at all three bureaus
Account number
- Not reported
- 300418****
- 300418****
Account type
- Not reported
- Collection
- Collection
Date opened
- Not reported
- 05/11/2025
- 05/11/2025
Account status
- Not reported
- Collection
- Collection
Payment status
- Not reported
- Collection account
- Collection account
Current balance
- Not reported
- $1,284
- $1,284
Date reported
- Not reported
- 11/07/2026
- 11/07/2026
TOLLMARK RECOVERY GROUP is reporting a balance on a debt that Wrenfield Retail Bank also reports with a balance (TransUnion shows the balance as $1,284). Currently reported: $1,284. Requested correction: Verify which company owns this debt, and correct the listing that should not carry a balance.
QUILLON AUTO FINANCE
Account 200731****, balance $14,380
| Field | Equifax | Experian | TransUnion |
|---|---|---|---|
| Account number | 200731**** | 200731**** | 200731**** |
| Account type | Auto loan | Auto loan | Auto loan |
| Date opened | 11/10/2023 | 11/10/2023 | 11/10/2023 |
| High credit / limit | $22,500 | $22,500 | $22,500 |
| Account status | Open | Open | Open |
| Payment status | Current | Current | Current |
| Current balance | $14,380 | $14,380 | $14,380 |
| Date reported | 11/07/2026 | 11/07/2026 | 11/07/2026 |
8 more fields match at all three bureaus
Account number
- 200731****
- 200731****
- 200731****
Account type
- Auto loan
- Auto loan
- Auto loan
Date opened
- 11/10/2023
- 11/10/2023
- 11/10/2023
High credit / limit
- $22,500
- $22,500
- $22,500
Account status
- Open
- Open
- Open
Payment status
- Current
- Current
- Current
Current balance
- $14,380
- $14,380
- $14,380
Date reported
- 11/07/2026
- 11/07/2026
- 11/07/2026
QUILLON AUTO FINANCE is reporting an inaccurate balance or past-due amount (Amount past due reported as $185). Currently reported: $185. Requested correction: Correct the reported information, or delete the account if it cannot be verified as accurate and complete.
Please complete a reasonable reinvestigation of each item within 30 days of receiving this letter (FCRA § 611(a)(1)(A)). Delete or modify any item that is inaccurate, incomplete or cannot be verified (§ 611(a)(5)(A)). Send me the written results within 5 business days of completing the reinvestigation and, if my file changes, a free copy of my updated credit report (§ 611(a)(6)). I also request a description of the procedure used to determine the accuracy and completeness of each item, including the business name and address of any furnisher you contacted and, if reasonably available, its telephone number (§ 611(a)(7)).
Sincerely,
Jordan Ellis
Jordan Ellis