Metro 2 dispute platform

Every credit report error, tracked to resolution.

Metro2IQ runs the dispute pipeline for you — vetted letters, 30-day deadlines, and a client portal that keeps everyone off your phone line, across all three bureaus.

$24.99/month on your own · $99/month for businesses, first client case free.

EquifaxExperianTransUnion
TransUnion · CollectionsFlagged
Wells Fargo Bank, N.A.
Acct ****8841 · Balance $2,340
Reason: not mine
Never opened this account — disputed under FCRA §1681i.
Round 1Due in 30 days

From upload to resolved, in one pipeline.

01
Upload the report

Drop in a credit report per bureau. It's attached to the client's case, private storage only staff can reach.

02
Flag and generate letters

Mark each inaccurate item with a reason code — not mine, obsolete, paid in full — and get an FCRA-cited letter in one click.

03
Track every round

Each letter starts a 30-day clock. Overdue rounds are flagged automatically so nothing quietly expires.

Built for the paperwork, not around it.

Three-bureau tracking

Equifax, Experian, and TransUnion in one dispute pipeline — item by item, not spreadsheet by spreadsheet.

Vetted letter templates

A library of reason-coded dispute letters, filled with the client's and creditor's details automatically.

Response deadlines

Every round gets a 30-day due date the moment a letter goes out. Nothing falls through by accident.

Client portal

A read-only link your clients can check any time — fewer "any update?" calls on your desk.

$99/month, unlimited clients.

Every staff seat included. Your first client case is free — see the full pipeline before you subscribe.

Get started